Glossary - Debt and Consumer Rights

In Debt and Consumer Rights, Employment and Work, Tribunals and Courts

Garnishment is one option for getting money from someone if they didn’t obey a court order to pay you. To do this, you have to fill out forms and follow the rules of the court that apply to this process.

You might be able to get money from:

• someone’s bank account
• payments they get, like rent cheques from a tenant
• their wages if they’re employed

There are some things that usually can’t be garnished, like:

• employment insurance
• social assistance
• pensions (unless the creditor is a government agency)

In Debt and Consumer Rights

A guarantor is a person or business who agrees to pay your debt if you do not. For example, you may need a guarantor for an apartment lease. If you don’t pay the rent on time, your guarantor has to pay the rent instead.