Glossary - Health and Disability

Canada Pension Plan (CPP)

In Health and Disability, Income Assistance, Canada Pension Plan (CPP), Canada Pension Plan (CPP) disability benefits

The Canada Pension Plan (CPP) is run by the Canadian government. Employers and workers make contributions to the plan and in certain situations the benefits are paid out to the worker or their family to partially replace their earnings.

These situations can include:

You may also get these benefits by credit splitting after a common-law relationship, divorce, or separation, even if you are not a worker.

Children’s Aid Society

In Health and Disability, Mental health

The Children’s Aid Society (CAS) is an organization that has a legal duty to make sure that children are protected from harm. The government has given them this job. In some places in Ontario, CAS is called Child and Family Services.

Community Treatment Order

In Health and Disability, Mental health

A Community Treatment Order (CTO) is an official order from a doctor that allows a person who has a serious mental disorder to be treated for it while living at home. Without a CTO, that person would be forced to live in a psychiatric facility and be treated there.

CPP disability benefits

In Health and Disability, Income Assistance, Ontario Disability Support Program, Canada Pension Plan (CPP), Canada Pension Plan (CPP) disability benefits

Canada Pension Plan (CPP) disability benefits are for people who:

  • have a severe and prolonged disability that prevents them from working regularly or earning more than a limited amount of money
  • are under 65 years old
  • contributed enough to CPP
CPP pension contributions

In Health and Disability, Canada Pension Plan (CPP) disability benefits

Workers make contributions to the Canada Pension Plan. If you work for an employer, these are deducted from your pay cheques. Employers also make contributions to the Canada Pension Plan on behalf of their employees.

The amount of your retirement pension or disability benefit is based on a few things, including:

  • the amount you contributed to your plan,
  • how long you contributed for, and
  • the age you retire at.
CPP retirement pension

In Health and Disability, Ontario Disability Support Program, Canada Pension Plan (CPP) disability benefits

A Canada Pension Plan (CPP) retirement pension is a monthly payment that many Canadians get when they retire.

To get a CPP retirement pension, you normally have to have:

  • worked in Canada
  • made contributions to the CPP

You may also get a CPP retirement pension if you didn’t work in Canada or contribute, but have enough contributions because of a divorce or separation. This can happen if you split your pension contributions with your former partner.

You can get a CPP retirement pension when you’re 65 years old. Or, you can start your CPP retirement pension:

  • as early as 60, and get less money each month
  • as late as 70, and get more money each month
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