1. Know what OW does not count as assets

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Ontario Works (OW) has rules about how much you’re allowed to have in and to qualify financially for .

But there are some types of assets that OW does not count. These are called “exempt” assets.

Below are some examples of property and belongings that OW does not count. Step 2 talks about money and payments that are exempt assets.

You may want to get legal advice to find out whether something you own might be an exempt asset.

Examples of real estate that OW does not count

OWP does not count your home.

OW also does not count another property if a child who lives in your household:

  • owns the property, for example, they got it as an
  • is making what OW calls “reasonable efforts” to sell it

Examples of belongings that OW does not count

OW does not count:

  • one car
  • most household items like furniture and appliances

And OW will not count certain things if you need them for work. For example, they do not count:

  • a second car, if it’s worth no more than $15,000
  • tools or other things you need to do your job, such as farm machinery or a computer
  • assets that you need for your business if you’re self-employed, that are worth up to $10,000, or more than that if OW agrees
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