2. Talk to a Licensed Insolvency Trustee

Only a Licensed Insolvency Trustees can help you file for  or file a . A trustee will usually discuss your options with you for free.

They can:

  • give you advice about your financial situation
  • help you figure out what your and are worth
  • talk to you about options other than bankruptcy
  • help you decide whether to file for bankruptcy
  • guide you through filing a consumer proposal
  • guide you through the bankruptcy process

Your first meeting with a is usually free. But if you decide to file for bankruptcy, you will have to pay for their services or sell your assets to cover their fees.

If you file a consumer proposal, the trustee’s fees will be taken out of the money you pay your creditors.

To find a Licensed Insolvency Trustee, you can contact:

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