Fraud is when you lie, cheat, improperly use someone else’s personal information, or break the law to get money or a personal benefit. Committing fraud is a crime.

If you have debts that you owe because of fraud, you cannot get rid of them by filing for bankruptcy. For example, if you lie to a bank about your income to get a credit card and do not pay for what you bought with it, you still have to pay your credit card balance after your bankruptcy has been discharged.

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